Not Sure If Your Deceased Loved One Had A Life Insurance Policy?

Tracking down a copy of a life insurance policy can be tricky. Like a deed, some people mistakenly think that if they don’t possess the actual paper form of the policy, then they don’t own the policy. Those thoughts are a myth; you still own your home if you don’t have your actual deed, and your deceased loved one still has a life insurance policy even if you can’t find the copy of the policy.
Deeds in Ohio are public record and can be obtained by anyone; however, information about a life insurance policy can only be obtained by a beneficiary or a person who is authorized to receive information, like the surviving spouse or estate representative. 
 
Before you can start your search, however, you will need the policyholder’s full legal name, Social Security number, and state where the policy most likely originated. With those few details, a person who has the authority to do so should have the information he or she needs to find out if a life insurance policy exists for a loved one.
For tips and more information, click on the link below from the Ohio Department of Insurance:
“How to Locate a Missing Life Insurance Policy.”